How cash back cards pay you, what the fine print changes, and how to estimate the value on your own spending.
Cash back cards return a percentage of eligible purchases, usually as a statement credit or deposit. Their value is easy to understand, which is much of their appeal. The real comparison comes down to the structure of the rewards, the caps and any annual fee.
The best cash back card is the one that pays the most on your actual spending after fees. Learn the three reward structures and how to run the math for yourself.
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