Credit Building
How to Build Credit With a Credit Card
A credit card can build your credit history if you use it carefully. Here are the habits that matter, what does not help, and the mistakes that can set you back.
Read MoreCredit Cards
Plain-English guides to the main types of credit cards, who they may suit, and what to check before you apply.
Credit cards can look alike until you read the terms. A card that is great for one person can be an expensive mistake for another. The question to ask is not "which card is best?" but "what do I need this card to do?" Your answer points you toward one of the types below.
We explain how each type works and what to watch for. We publish specific product terms only after checking them against the issuer's documents, as our methodology describes.
Topics in this section
- 0% APR Credit Cards
- Balance Transfer Credit Cards
- Best Credit Cards
- Business Credit Cards
- Cash Back Credit Cards
- Credit Cards for Bad Credit
- Credit Cards for No Credit
- No Annual Fee Credit Cards
- Secured Credit Cards
- Travel Credit Cards
Articles
Cash Back Credit Cards
Best Cash Back Credit Cards: What to Compare Before Choosing One
The best cash back card is the one that pays the most on your actual spending after fees. Learn the three reward structures and how to run the math for yourself.
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Best Credit Cards
Best Credit Cards for Beginners: What to Look For Before You Apply
There is no single best first card. Here is how to compare secured, student and starter cards on the costs and features that matter when you are new to credit.
Read MoreThree questions to ask before you choose
- Will you pay in full each month? If not, the APR will likely matter more than any reward. Our APR guide explains why.
- What does your credit history look like? Issuers decide who qualifies. If you are new to credit, start with what to look for in a first card.
- What do you want from the card? That might be rewards, time to pay down debt, or a path to better credit.
How do I find the actual terms of a card?
Read the rates and fees table and the cardholder agreement on the issuer's own website. Terms can change, so check them shortly before you apply.