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Terms and Conditions

The rules for using this website.

These terms apply to your use of the CreditPilot website, which is operated by Jorge Dominguez. By using the site, you agree to them. If you do not agree, please do not use the site.

What this site is

CreditPilot publishes general educational information about credit. We are not a bank, lender, card issuer, broker, credit repair organization or financial adviser. We do not accept applications or make credit decisions. See our Financial Disclaimer.

Educational use only

Nothing on this site is individual financial, legal or tax advice. You are responsible for your own decisions. Consider speaking with a qualified professional about your circumstances.

Calculators

Our calculators provide estimates that are based on the numbers you enter and on the stated assumptions. They are not quotes, offers or guarantees. The actual figures will be determined by your issuer’s terms.

Accuracy

We work to keep our content accurate, but information can become out of date, and mistakes can happen. Card terms can change without notice to us. Always confirm details with the issuer before you act on them.

We link to other websites for your convenience and do not control them. A link is not an endorsement, and we are not responsible for third-party content or products. Your dealings with any issuer or other third party are between you and them.

Advertising and affiliate relationships

The site may display ads or contain paid links, as explained in our Advertising Disclosure and Affiliate Disclosure.

Acceptable use

You agree not to:

  • Use the site for anything unlawful.
  • Try to disrupt the site, get around its security or access areas that are not meant for you.
  • Send spam or malicious content through our forms.
  • Generate artificial traffic or click on ads in an attempt to inflate their numbers.
  • Copy our content in bulk or republish it as your own.

Intellectual property

The site’s original text, graphics and design belong to its operator or licensors. You may read, print and share links to our content for personal, non-commercial use. Other use requires our written permission. Third-party names and marks belong to their owners.

Submissions

If you send us feedback or a suggestion, we may use it without owing you anything. Please do not send sensitive information.

Disclaimer of warranties

The site is provided “as is” and “as available,” without warranties of any kind, to the fullest extent the law permits. We do not promise that it will always be available, error-free or suited to any particular purpose.

Limitation of liability

To the fullest extent the law permits, we are not liable for indirect, incidental, special or consequential damages, or for losses arising from your use of or reliance on the site. Some jurisdictions do not allow certain limitations, so these may not apply to you.

Changes

We may update these terms and will post changes here. Continuing to use the site means that you accept the updated terms.

Governing law

These terms are governed by the laws that apply where the site’s operator is established, unless the law where you live requires otherwise.

Contact

Please send questions through our contact form.