Credit Building
How to Build Credit With a Credit Card
A credit card can build your credit history if you use it carefully. Here are the habits that matter, what does not help, and the mistakes that can set you back.
Read MoreCredit Cards for No Credit
How to get started when you have no credit history, including secured cards, student cards and co-signer options.
Having no credit history is not the same as having bad credit. Lenders simply do not have much information to go on. The usual way forward is to open one simple account, use it lightly and build a record of on-time payments.
Articles
Best Credit Cards
Best Credit Cards for Beginners: What to Look For Before You Apply
There is no single best first card. Here is how to compare secured, student and starter cards on the costs and features that matter when you are new to credit.
Read MoreCommon starting points
- A secured card, backed by your deposit.
- A student card, if you are in college.
- A store or gas card, which often has a low limit.
- Becoming an authorized user, if the issuer reports it and you trust the account holder.