Credit Building
How to Build Credit With a Credit Card
A credit card can build your credit history if you use it carefully. Here are the habits that matter, what does not help, and the mistakes that can set you back.
Read MoreCredit Building Strategies
Step-by-step approaches to starting or rebuilding credit, and the tools that do and do not help.
The CFPB describes several tools for starting or rebuilding credit, including secured cards, credit builder loans and store cards. All depend on the same basics: pay on time and keep your balances manageable. Debit cards, prepaid cards and payday loans generally do not help.